Company
Guarantees
Work Guarantee
For a period of 3 years from the date of completion, Michaelson & Messinger Insurance Specialists, LLC will repair or replace any work which we performed at no charge to the property owner.
Odor Control Guarantee
Our Special Deodorizing process guarantees the best results in smoke and odor removal. We guarantee that there will be no smoke odor upon completion of the repairs.
Service is the Secret of our Success
The adjustment and repair process after you have suffered a fire loss to your home or property is a difficult time. You are being asked to make judgments and agreements with the insurance company without the proper training. When you hire Michaelson & Messinger Insurance Specialists, LLC after a disaster, you can get back to the most important facets of your life, your family, and profession. Hiring Michaelson & Messinger Insurance Specialists, LLC, a licensed professional, to handle the adjustment of your loss and repair your property which will give you peace of mind in the difficult days ahead.
Your best choice is Michaelson & Messinger Insurance Specialists, LLC.
Our Guarantees
A guarantee is only worth what the company behind it does when something goes wrong. Michaelson & Messinger has been in Hinsdale since 2006. Our founder has adjusted claims in Illinois since 1972. Read our Google reviews and you will find clients describing us coming back months and years after a project to fix a door, a leak, or a toilet. That is the guarantee in practice. Here it is in writing.
What We Guarantee
- Licensed adjusters. Every public adjuster on our staff is licensed by the State of Illinois, and we can show you the license.
- No upfront adjusting fee. Our fee is a percentage of the settlement, agreed in writing before we start. If there is no recovery, there is no fee.
- Honest first visit. If we do not believe a public adjuster will improve your claim, we will tell you at the free consultation.
- Written item by item contract. Every construction project is priced line by line so you can see what the insurance company is paying for and what you are choosing to add.
- Our own crews. The people who estimate the work are the people who do it.
- Permits and inspections. All work is performed under permit with the village, city, or county, and passes inspection before we call it done.
- Written warranty. All construction work is covered by a written warranty. When something needs attention after you move home, we come back.
- Licensed and insured. We carry the general liability and workers compensation coverage your lender, landlord, or association will ask to see.
The Better Business Bureau
Michaelson & Messinger holds an A+ rating with the Better Business Bureau and has been BBB accredited for years. Our Google rating is 4.9 stars from more than fifty clients, most of them families we helped after a fire.
What We Do Not Do
We do not ask you to sign the night of the fire. We do not promise a settlement number before we have read the policy and seen the damage. We do not bill you for work the insurance company should have paid for. And we do not disappear after the check clears.
Questions
Ask us anything about our licensing, our fee, our warranty, or our references. Call 630.654.2600.
Frequently Asked Questions: Guarantees
Are your adjusters licensed?
Yes. Every public adjuster on our staff is licensed by the State of Illinois Department of Insurance, and we will show you the license.
Is there an upfront fee?
No. Our fee is a percentage of the settlement, agreed in writing before we start. If there is no recovery, there is no fee.
What if you do not think a public adjuster will help my claim?
We will tell you at the free first visit. Not every claim needs us, and we would rather say so than take a fee for nothing.
What is your Better Business Bureau rating?
A+ and accredited. Our Google rating is 4.9 stars from more than fifty clients.
Do you pressure people to sign the night of the fire?
No. We introduce ourselves, leave information, and answer questions. You sign when you are ready.
Will you bill me for work the insurance company should have paid?
No. The estimate that wins the claim is the estimate we build to. Upgrades you choose are priced separately and agreed in writing.
Can I talk to past clients?
Yes. Ask us for references and we will connect you with clients whose claims and rebuilds were similar to yours.