Services: Adjusting, Restoration, Remodeling
Our Services: One Team From Claim to Rebuild
Michaelson & Messinger Insurance Specialists does three things, and does them together. We adjust insurance claims for property owners, we restore fire and water damaged buildings, and we remodel homes and commercial spaces. Most companies do one of these. We have done all three from our Hinsdale office since 2006, and our management team brings more than sixty years of combined experience adjusting claims in Illinois.
The reason this matters is simple. When the adjuster and the contractor work for the same company, the estimate that your settlement is based upon, is the same estimate that rebuilds your house. Nothing is lost between the two. No contractor tells you the settlement is too low after the adjuster has already closed the file.
Adjusting Services
Our licensed Illinois public adjusters represent you, the policyholder, not the insurance company. We document the loss, read your policy for every coverage that applies, prepare the estimate, and negotiate the settlement. We handle fire, water, weather, theft and vandalism, contents, business interruption, and the tax and demolition paperwork that follows a total loss.
Restoration Services
Our own crews perform the emergency work and the rebuild. Board up, water removal, demolition, drying, structural repair, and full reconstruction of homes and commercial buildings after fire, water, and storm damage. We pull the permits, pass the inspections, and stand behind the work with a written warranty.
Remodeling
Many clients use a rebuild as the opportunity to update a kitchen, add a bathroom, or finish a basement. Others hire us with no insurance claim at all to simply remodel. We are a full service construction company licensed for residential and commercial remodeling across the western and southwest suburbs and Chicago.
24 Hour Emergency Services
Fire and water do not wait for business hours. We answer the phone around the clock and send crews for board up, roof tarping, water extraction, temporary heat and power, and winterization of plumbing.
Who We Serve
- Homeowners after a fire, burst pipe, storm, or theft
- Landlords with two flats, three flats, and apartment buildings
- Business owners with damage to buildings, equipment, inventory, or income
- Condominium and townhome associations and unit owners
- Property managers who need one call to handle the whole event
Start With a Free Consultation
Call 630.654.2600 any hour. We will meet you at the property, look at the damage and the policy, and tell you plainly what we can do. There is no fee for the visit and no obligation.
Adjusting Services
The insurance company has experts working on their behalf, why shouldn’t you?
What you need is a local public adjuster who works solely for you, not the insurance company. We represent you in order to make sure you are properly paid for your claim. M&M LLC is the “check and balance” organization necessary to assist in the entire claim process.
We work directly with the insurance company on your behalf in a professional and timely manner. The essence of an insurance policy is to “indemnify” the insured, or to make whole again. This is our specialty.
Contact M & M Insurance Specialists today to speak with an experienced Insurance Adjuster in Chicago and Hinsdale, IL.
Residential and Commercial
We adjust all forms of insurance loss. Both residential and commercial property, personal property and Business personal property. Fire, water damage, theft and vandalism, car into structure and weather damage. This includes a complete and thorough property damage assessment and personal and business property evaluation and documentation.
Restoration Services
As many people anticipate, the adjustment and repair process that follows a fire is difficult and stressful. This is largely due to having to make adjustments without the proper training or knowledge. Our clients regain their normal lives more quickly and easily than those who “do it alone.”
Fire Damage Restoration
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Water Damage Restoration
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Residential Restorations
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Storm Damage Restoration
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Commercial Restoration
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Remodeling
Remodeling projects such as kitchen, bathroom, flooring, painting, basement remodeling, roofing, patios, and decks, etc. We also specialize in all restoration projects.
We are a full-service construction company that performs all remodeling and restoration services. We handle all permitting regulations and all inspections necessary by the Village, Township, and Cities. All work performed will be in a contract form on an item-by-item basis. All work is under warranty.
Reconstruction & Remodeling
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Kitchen Remodeling
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Bathroom Remodeling
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Basement Finishing & Remodeling
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Additions
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Commercial Remodeling
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