Adjusting Services
What you need is a local public adjuster who works solely for you, not the insurance company. We represent you in order to make sure you are properly paid for your claim. M&M LLC is the “check and balance” organization necessary to assist in the entire claim process.
We work directly with the insurance company on your behalf in a professional and timely manner. The essence of an insurance policy is to “indemnify” the insured or to make it whole again. This is our specialty.
We adjust all forms of insurance loss. Both residential and commercial property, personal property, and business personal property. Fire, water damage, theft and vandalism, car into the structure, and weather damage. This includes a complete and thorough property damage assessment and personal and business property evaluation and documentation.
A fire is a traumatic event that unfortunately may take place. It is a very in-depth process, and it is our job to help. We assist in temporary housing, damage assessment, personal property documentation, business interruption, loss of rental income and property restoration.
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Compared to fire damage, water damage can be the most difficult to detect. One small area indicating water damage may actually be more extensive than it appears to the eye. It may result from storm damage, pipe breaks, sewer backup or sump pump failure.
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Thousands of homes and businesses are damaged on a yearly basis due to wind and weather damage such as hurricanes, tornadoes, windstorms, hailstorms, etc. If those damages are not taken care of immediately, they can only make matters worse down the road.
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Residential or commercial, damage to your property due to vandalism or theft is a possibility. Broken windows, graffiti, theft and much more can happen at any time. We document the damage and stolen property to make sure the claim is handled properly.
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Personal property evaluation and documentation and Business personal property evaluation documentation.
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We specialize in presenting to the insurance company any loss of income due to a catastrophic event. The process of documenting and submitting the details of your loss of income is very involved.
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Every Township, City and County in the State of Illinois will perform an inspection determining the cost to raze a building in the event the property owner chooses to forego the repair process.
learn more»We maximize your claim within the limits of your policy. We are the “check and balance system” to assist in making sure your claim is paid properly.
Michaelson & Messinger Insurance Specialists, LLC prepares an itemized claim detail for the damages to your building and personal property, negotiates on your behalf with the adjuster representing the insurance company to assure you receive a fair and equitable settlement, prepares & submits all necessary paperwork, and obtains the proper building permits – among other services. Please take a look at our About Us page for information on our services.
Michaelson & Messinger Insurance Specialists, LLC helps place you in temporary housing while your home is being repaired. We use a professional relocation company which specializes in disaster relocation and is recognized by insurance companies. There is no cost to you for this service.
Yes. Michaelson & Messinger Insurance Specialists, LLC is licensed, bonded, and insured. We are regulated by the State of Illinois, Department of Insurance and are a member of the Chicago and Northern Illinois Better Business Bureau.
Absolutely. Michaelson & Messinger Insurance Specialists, LLC guarantees all of its work with documents signed by Michaelson & Messinger, Inc. and you. See our Guarantees page for full information.
Our management team has over 60 years experience in the preparation, adjustment and negotiation of insurance claims in the State of Illinois.
