Company
Michaelson & Messinger Insurance Specialists, LLC
Our management team has over 60 years experience in the preparation, adjustment and negotiation of insurance claims in the State of Illinois. Each adjuster is licensed by the State of Illinois. We pride ourselves on service to our clients.
The original founder of Michaelson & Messinger, Marvin Michaelson, has been a public adjuster since 1972. Edward A Messinger, our co-founder, has been a public adjuster since 1983. Nathan Michaelson, one of the owners, heads our adjusting team. Edward Messinger and Jeffrey Kaess head our sales and client service department and have extensive knowledge in the adjusting and restoration fields.
Why Us?
As many people might not realize, the adjustment and repair process that follows a fire or any other insurance claim is difficult and stressful. This is largely due to having to make adjustments without the proper training or knowledge. Our clients regain their normal lives more quickly and easily than those who “do it alone.” We understand everyone’s need to concentrate on their families and professions without added financial worry or unfamiliar responsibilities.
Thank you for investing a few minutes to learn about your choices for protecting your property investment and about our company.
Our industry is highly regulated and we serve our clients under the scrutiny of the Illinois Department of Insurance, Municipal Building Departments, Mortgage Companies and most importantly, our clients themselves.
Michaelson & Messinger Insurance Specialists, LLC is licensed and regulated by the Illinois Department of Insurance and is a member of the Better Business Bureau.
Phillip Stonis, one of the owners, has worked in the construction trade his entire life and runs our reconstruction and remodeling projects. Nathan Michaelson, one of the owners, heads our adjusting team.
Our management team has over 60 years experience in the preparation, adjustment and negotiation of insurance claims in the State of Illinois. Each adjuster is licensed by the State of Illinois. We pride ourselves on service to our clients.
The original founder of Michaelson & Messinger, Marvin Michaelson, has been a public adjuster since 1972. Edward A Messinger, our co-founder, has been a public adjuster since 1983. Edward Messinger and Jeffrey Kaess head our sales and client service department and have extensive knowledge in the adjusting and restoration fields.
We will help you…
We are licensed, bonded and regulated by the Illinois Department of Insurance.
Michaelson & Messinger Insurance Specialists, LLC represents and protects your interest according to the terms and conditions of the insurance policy. Your investment is what we protect. We provide emergency services required by your insurance policy to protect your property from further damage. Michaelson & Messinger Insurance Specialists, LLC handles your claim on your behalf from beginning to end so that you may get your life back in order regarding your family, job or business. We prepare itemized claim details as required by your insurance policy for damage to your building and personal property. We document all damage and anticipate hidden damage caused by water and smoke penetration, structural damage and financial loss. We also specialize in the preparation of additional living expense, loss of rents and business interruption claims. Michaelson & Messinger Insurance Specialists, LLC prepares, submits and tracks all paperwork and arranges inspections with your local authorities and with your mortgage company as required. We also obtain proper building permits meet for all municipality inspections and carry full liability insurance as required by the State of Illinois. Michaelson & Messinger Insurance Specialists, LLC helps place you in temporary housing while your home is being repaired. We use a professional relocation company which specializes in disaster relocation and is recognized by insurance companies. There is no cost to you for this service.
We are also licensed general contractors and will repair your house or building after your approval of specifications and repair plans for the amount agreed upon by Michaelson & Messinger Insurance Specialists, LLC and your insurance company. You, the policyholder, will pay nothing at all out of your pocket. We have a guarantee on all materials and work. We carry full liability insurance.
We’ll give you peace of mind …
As many people anticipate, the adjustment and repair process that follows an insurance loss is difficult and stressful. This is largely due to having to make judgments and agreements without the proper training or knowledge. Our clients regain their normal lives more quickly and easily than those who “do it alone.” We understand everyone’s need to concentrate on their families and professions without added financial worry or unfamiliar responsibilities.
As a licensed, professional firm, Michaelson & Messinger Insurance Specialists, LLC, will give you peace of mind in the difficult days ahead.
Your best choice is Michaelson & Messinger Insurance Specialists, LLC.
Requirements of a Standard Fire Policy in case loss occurs
The insured shall give immediate written notice to this Company of any loss, protect the property from further damage, forthwith separate the damaged and undamaged personal property, put it in the best possible order, furnish a complete inventory of the destroyed, damaged and undamaged property, showing in detail quantities, costs, actual cash value and amount of loss claimed; and within sixty days after the loss, unless such time is extended in writing by this Company, the insured shall render to this Company a proof of loss, signed and sworn to by the insured stating the knowledge and belief of the insured as to the following: the time and origin of the loss, the interest of the insured and of all others in the property, the actual cash value of each item thereof and the amount of loss thereto, all encumbrances thereon, all other contracts of insurance, whether valid or not, covering any of said property, any changes in the title, use, occupation, location, possession or exposures of said property since the issuing of this policy, by whom and for what purpose any building herein described and the several parts thereof were occupied at the time of loss and whether or not it then stood on leased ground, and shall furnish a copy of all the descriptions and schedules in all policies and, if required, verified plans and specifications of any building, fixtures or machinery destroyed or damaged. The insured, as often as may be reasonably required, shall exhibit to any person designated by this Company all that remains of any property herein described, and submit to examinations under oath by any person named by this Company, and subscribe the same, and, as often as may be reasonably required, shall produce for examination all books of account, bills, invoices and other vouchers, or certified copies thereof if originals be lost, at such reasonable time and place as may be designated by this Company of its representative, and shall permit extracts and copies thereof to be made.
What Our Clients Are Saying
The at Michaelson and Messinger has helped me with a few referrals of mine and they both thanked me for the professionalism and solving each of their unique situations. I received “thank you” emails from both referrals for referring them to M&M. Nice work, thanks for the prompt responsiveness as well when we reached out.
After an extensive house fire, we worked with Mike at Michaelson & Messinger for the restoration of our home. Mike and the team at Michaelson & Messinger were always working behind the scenes to make sure we had the best possible outcome. They handled all of the negotiations with our insurance adjusters and worked with our mortgage company in a way that made us proud to be their customers. They took the stress out of what could have been a very stressful situation. The contractor, Aerk, did an amazing job with all of the restoration work. All of the workers […]
Stanley was absolutely awesome. We had a fire at our rental property and he helped us throughout the whole process. Always answered the phone when we called and worked with our insurance company to get us the money that we deserved.
Michelson and Messinger did an outstanding job after a car hit my property. They negotiated a settlement with the insurance company then fix everything with no out of pkcket expense. Very pleased with Mike and Dennis.
One week before Thanksgiving 2020 my mother’s house caught fire. Just when you think 2020 couldn’t get worse, we were faced with the mass devastation as a result of the fire. As they were boarding up the house that evening Stan Maka of Michaelson and Messinger introduced himself and gave us some information about the company. The following day we met with Stan to get a better understanding of what his company was all about. We researched Michaelson and Messinger and called three references that Stan provided to me upon my request. After speaking to all three references at length […]
My house was destroyed by fire in February 2020. I was devastated and did not know where to turn. I was surprised how Michaelson and Messinger stepped in to guide me along this process. More importantly, the project manager Stanley was the greatest. Stanley’s work is award winning, beautiful, and professional. Stanley and his crew are skilled, knowledgeable, patient, detailed oriented, and amazing. He thoroughly explained every detail of his plans and kept in constant communication with me. Stanley and his crew worked hard and diligently to remodel my house and it turned out spectacular! I would not hesitate to […]
Can’t say enough about my positive experience, they were timely professional and explained everything thoroughly. Ive had a few other companies come out, but they treated me with a sense of urgency. Workers were highly skilled, clean and organized. Communication was excellent which was my biggest concern! Definitely recommend M&M
After only having my home for only 6 months I experienced a small fire that caused a lot of damage. Jarrett & Stan were there from day 1! From temporary housing to picking out tile. Stan was even nice enough to install my new security cameras after every thing was said & done. My whole experience was better than what I would have ever expected under those circumstances. I would definitely recommend this company!!!
I had an electrical fire at a rental property and Joe was there to take care of the estimate and help me receive insurance proceeds. It was a very smooth process and I felt it was handled very professionally. I will hopefully not need their services again but would use them if I do.
Great people to do work worth helped me threw everything with my fire that happen at a rental very responses when calling help with all answers from insurance. Highley recommend!
I recently had a fire and lost everything. I met with several restoration companies but none of them were as helpful and honest as Stan. From the very beginning my insurance company complicated the process which turned into a nightmare. Michaelson & Messinger helped negotiate my structural and contents claim and were able to generate more money to rebuild my home and fix it the right way. Stan handled everything and walked me through each step calmly and thoroughly. He went above and beyond and allowed me to pick everything out from top to bottom. He even shopped with me […]
An electrical fire in our attic occurred on 3/11/2020, 2 days before the pandemic lock down. Stan showed up while the fire departments were here and once he knew that everyone in the house was OK even though we were in shock he talked to us about what his company could do for us to get our house repaired and back to normal there was no pressure-he explained everything briefly to us left us a folder and we signed with Stan & his team were a blessing! It took 7 months from start to finish to get us back into […]
Professional staff! Phil and Claudia are great to work with!
I can’t say enough good things about my experience. First of all, they are prompt. If they say they’ll be there at 7am, they are there at 6:45am….every time. I had a fire and they did a new full kitchen, deck, and more. The kitchen was done in 4 weeks. Great communication! Skilled, trustworthy workers. I was living in a hotel and they had access to my home. Never a problem. They were here when my field adjuster from the insurance company came. I believe that helped get me a considerable amount of money more granted for work to be […]
I had a fire 5 months ago and last week I moved into my beautiful new looking home. I am so glad I hired Terry and his company M&M to get me threw these tough times if anybody is looking for a fire restoration company you need to look no further M&M is the best.
My home went into flames and i lost everything. Michaelson and Messinger rebuilt my house and it looks more amazing than before. They took care of the whole insurance process. Thank you Michaelson and Messinger!
M&M performed excellently for my water restoration relocation and construction.
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