Oak Brook Insurance Specialists
Serving Chicago, the suburbs, and northern Illinois from Wisconsin to Monee and west to Rockford, plus Lake County, Indiana.
Adjusting, Restoration, Remodeling in Oak Brook, IL
Public Adjusters and Restoration Contractors in Oak Brook, IL
Oak Brook is three miles from our Hinsdale office, and it holds some of the most valuable property in DuPage County. Large homes in Ginger Creek, Brook Forest, York Woods, Timber Trails, and the Saddle Brook area sit on estate sized lots with pools, guest houses, and detached garages. Along 22nd Street and Spring Road, Oak Brook is also a major office and retail center, anchored by Oakbrook Center and corporate headquarters. Michaelson & Messinger handles both sides of that picture: residential losses and commercial property claims.
High value homes bring high value claims, and high value claims get more scrutiny from insurance carriers. Many Oak Brook homeowners carry policies with scheduled contents, replacement cost coverage, and separate limits for outbuildings and landscaping. Those policies pay well, but only when the loss is documented to the standard the carrier expects. That is what we do. We are licensed Illinois public adjusters who represent you, not the insurance company, and we have done this work in the western suburbs since 2006.
Common Losses in Oak Brook Homes
Fire losses in Oak Brook often begin in kitchens, fireplaces, and attached garages. Because the homes are large, smoke can spread through a two or three zone HVAC system and reach rooms far from the fire. Water losses are just as common: burst pipes in unheated wings during a January cold snap, failed water heaters in finished basements, roof leaks over cathedral ceilings, and pool equipment failures. Storms crossing the Salt Creek corridor bring wind damage to cedar shake roofs and fallen trees on garages and fences.
Commercial Property Claims
For office buildings, restaurants, medical suites, and retail spaces in Oak Brook and Oakbrook Terrace, we handle building damage, business personal property, and business interruption claims. We work with your property manager and tenants to document the loss, keep the building secure, and get you reopened. We also provide 24 hour board up and emergency dry out so a small event does not turn into a large one.
What a Public Adjuster Does for You
The insurance company sends an adjuster who works for the insurance company. We are the adjuster who works for you. We inventory every damaged item, photograph every room, and prepare a full estimate using the same pricing software the carriers use. We read your policy for coverages that are easy to miss, such as ordinance and law coverage for code upgrades, additional living expense, and matching coverage for undamaged areas that no longer match. Then we negotiate the settlement. You are kept informed at every step, but you are not the one making the calls.
Restoration and Rebuild
Once the claim is settled, our own restoration team does the work. Structural framing, roofing, stone and brick, custom cabinetry, hardwood and tile, plaster, paint, and finish carpentry are all handled under one contract with a written warranty. Oak Brook building permits run through the village Community Development department, and we prepare the drawings and paperwork they require. We match materials to what was there or, if you prefer, use the rebuild to upgrade.
Serving Oak Brook and Nearby
We serve every part of Oak Brook, plus Oakbrook Terrace, Hinsdale, Elmhurst, Villa Park, Lombard, Westmont, and Downers Grove. Our office is minutes away at 15 Spinning Wheel Road in Hinsdale, so we can meet you at the property quickly, often the same day you call.
Talk to Us Before You Talk to the Insurance Company
The first days after a loss set the tone for the whole claim. Call 630.654.2600 before you give a recorded statement or accept a first offer. The visit is free, and we will give you a straight answer on whether we can help. Michaelson & Messinger holds an A+ rating with the Better Business Bureau and a 4.9 star Google rating from clients across the western suburbs.
What Our Clients Are Saying
There was a a fire at my property in December 2022. M&M promptly stepped in to make my restoration smooth and simple. Shannon was my adjuster and Dan was my contractor. My insurance company classified the damage as a total loss, so there was a significant amount of work that needed to be done. Dan and Shannon took care of absolutely everything, and promptly addressed all of my questions and concerns along the way. I hope never to experience such a tragedy again, but if I do, I will absolutely be working with M&M again.
After a nightmare handling a water insurance claim from a busted water line, I was fortunate to learn about Michaelson & Messigner Insurance Specialist from a coworker. Jeff was assigned to me as my adjuster, and he was absolutely great to work with. His knowledge of the insurance claim process is unmatched, and he helped me navigate it, making the process less overwhelming. I highly recommend working with Michaelson & Messigner if you’re dealing with an insurance claim, especially a commercial one. I am very grateful to have worked with Jeff and his company for everything they did for me.
M&M is a good company you can trust and rely on, after our fire damage they worked very hard to put us back in our home which is restored, reconstructed, and reincarnated. Thank you M&M! Bobby Williamson and Kimberly Bailey & Family, Chicago. P.S. They even come back out to your home to repair any damages, leaks, or imperfections, many months after the original project is complete. It has been four years since M&M have put our home back together after all the fire damages, and if something goes wrong you can depend on them to help repair the problem. […]
Dan and Ceasar were great to work with. They went over and above to make sure we were happy, and their work is outstanding. Corners are perfect on the moldings, everything is painted perfectly, and all the structural things are better than specs call for. I highly recommend them.
I was referred to Michaelson & Messinger Insurance Specialist by a friend. I setup an appointment, Dan came out & the rest is history. I am very pleased with their work & would highly recommend Michaelson & Messinger Insurance Specialist.
On behalf of keela& Robert Martin I would like to express warm thoughts and appreciation of this establishment. The horrifying experience my family went through the company truly helped and treated us as if we were family. The after hour calls the every step of the way shows dedication with being true to the business. Claudia was extremely helpful with showing concerns through this experience she made the Martin family feel safe and comfortable throughout the process again I highly recommend this company!
A fire can be one of the most devastating events in your life. M&M did an outstanding job repairing my home. All 3 floors were burned! Dan and Matthew took time to listen to me. They went the extra mile to make sure my home was restored and that I was satisfied. “I’m so glad I chose M&M to repair my home.”
I was very pleased with the professionalism and the skill in which they handled my claim. I would highly recommend them to anyone that needs a public adjuster to represent them.
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