Hinsdale Insurance Specialists
Serving Chicago, the suburbs, and northern Illinois from Wisconsin to Monee and west to Rockford, plus Lake County, Indiana.
Adjusting, Restoration, Remodeling in Hinsdale, IL
Public Adjusters and Fire Restoration in Hinsdale, IL
Michaelson & Messinger Insurance Specialists has worked out of Hinsdale since 2006. Our office sits at 15 Spinning Wheel Road, a few minutes from Ogden Avenue and the Hinsdale Metra station. When a fire, burst pipe, or storm damages a Hinsdale home, we can be on site the same day. We are licensed Illinois public adjusters, and we also run the restoration crews that put the house back together. One team handles the claim and the rebuild, so nothing gets lost between the adjuster and the contractor.
Hinsdale is not an average suburb, and its homes are not average claims. Much of the village was built before 1940. Robbins Park, the Woodlands, and the blocks around Burlington Park hold Victorians, Tudors, and Colonials with plaster walls, hardwood floors, slate roofs, and custom millwork. Newer construction on the teardown lots often includes high end kitchens, home theaters, and finished lower levels. Insurance companies tend to price repairs off standard tables. Those tables do not cover the true cost of matching a 1920s oak staircase or a coffered ceiling. Our job is to document what was really there and make sure the settlement pays to replace it in kind.
Fire, Smoke, and Water Claims in Hinsdale
The Hinsdale Fire Department responds fast, but water from the hoses often does as much damage as the flames. Smoke travels through cold air returns and settles into every closet and drawer. In older Hinsdale homes, knob and tube wiring, aging furnaces, and dryer vents are common fire sources. We see many water losses too: frozen supply lines in unheated additions, failed sump pumps during spring storms, and sewer backups in the lower lying blocks south of the tracks. Each type of loss is handled differently by the policy, and each needs its own proof.
We start with a full inventory. Every room, every finish, every piece of contents is photographed and written up before anything is thrown away. We read your policy line by line and identify coverages the carrier may not bring up on its own, such as code upgrade coverage, additional living expense, and debris removal. Then we meet the insurance company adjuster at the house and walk the loss together.
How the Process Works
After you sign with us, you stop dealing with the insurance company directly. We handle the calls, the paperwork, the estimates, and the meetings. We prepare a detailed estimate using the same software the carriers use, then negotiate the differences. When money is released, our restoration team begins work under a Village of Hinsdale permit. The village has a careful review process for exterior changes in historic areas, and we know how to move a permit through it without delay.
Rebuilding a Hinsdale Home
Our crews handle structural repairs, roofing, electrical, plumbing, drywall and plaster, flooring, cabinetry, and paint. We salvage original trim, doors, and hardware when it can be cleaned and restored. When it cannot, we source matching profiles. Many clients use the rebuild as a chance to update a kitchen or open a floor plan. We price the insurance scope separately from any upgrades, so you always know what the carrier is paying for and what you are choosing to add.
Serving Hinsdale and the Surrounding Villages
From our office we cover all of Hinsdale, including the Cook County portion east of County Line Road, plus Clarendon Hills, Western Springs, Oak Brook, Burr Ridge, and Willowbrook. We are minutes from the Tri-State Tollway and I-88, so the entire western suburbs are within a short drive.
Why Hinsdale Homeowners Call M&M
Our founder has adjusted claims since 1972. We hold an A+ rating with the Better Business Bureau and a 4.9 star rating on Google. Hinsdale clients hire us because we are local, we know the housing stock, and we answer the phone. If you have had a fire or water loss, call 630.654.2600 any hour of the day. There is no charge for the first visit, and we will tell you plainly whether a public adjuster will help your claim.
What Our Clients Are Saying
There was a a fire at my property in December 2022. M&M promptly stepped in to make my restoration smooth and simple. Shannon was my adjuster and Dan was my contractor. My insurance company classified the damage as a total loss, so there was a significant amount of work that needed to be done. Dan and Shannon took care of absolutely everything, and promptly addressed all of my questions and concerns along the way. I hope never to experience such a tragedy again, but if I do, I will absolutely be working with M&M again.
After a nightmare handling a water insurance claim from a busted water line, I was fortunate to learn about Michaelson & Messigner Insurance Specialist from a coworker. Jeff was assigned to me as my adjuster, and he was absolutely great to work with. His knowledge of the insurance claim process is unmatched, and he helped me navigate it, making the process less overwhelming. I highly recommend working with Michaelson & Messigner if you’re dealing with an insurance claim, especially a commercial one. I am very grateful to have worked with Jeff and his company for everything they did for me.
M&M is a good company you can trust and rely on, after our fire damage they worked very hard to put us back in our home which is restored, reconstructed, and reincarnated. Thank you M&M! Bobby Williamson and Kimberly Bailey & Family, Chicago. P.S. They even come back out to your home to repair any damages, leaks, or imperfections, many months after the original project is complete. It has been four years since M&M have put our home back together after all the fire damages, and if something goes wrong you can depend on them to help repair the problem. […]
Dan and Ceasar were great to work with. They went over and above to make sure we were happy, and their work is outstanding. Corners are perfect on the moldings, everything is painted perfectly, and all the structural things are better than specs call for. I highly recommend them.
I was referred to Michaelson & Messinger Insurance Specialist by a friend. I setup an appointment, Dan came out & the rest is history. I am very pleased with their work & would highly recommend Michaelson & Messinger Insurance Specialist.
On behalf of keela& Robert Martin I would like to express warm thoughts and appreciation of this establishment. The horrifying experience my family went through the company truly helped and treated us as if we were family. The after hour calls the every step of the way shows dedication with being true to the business. Claudia was extremely helpful with showing concerns through this experience she made the Martin family feel safe and comfortable throughout the process again I highly recommend this company!
A fire can be one of the most devastating events in your life. M&M did an outstanding job repairing my home. All 3 floors were burned! Dan and Matthew took time to listen to me. They went the extra mile to make sure my home was restored and that I was satisfied. “I’m so glad I chose M&M to repair my home.”
I was very pleased with the professionalism and the skill in which they handled my claim. I would highly recommend them to anyone that needs a public adjuster to represent them.
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