Joliet Insurance Specialists
Serving Chicago, the suburbs, and northern Illinois from Wisconsin to Monee and west to Rockford, plus Lake County, Indiana.
Adjusting, Restoration, Remodeling in Joliet, IL
Public Adjusters and Fire Restoration in Joliet, Crest Hill, and Lockport, IL
Joliet is the Will County seat and one of the largest cities in Illinois, with about 150,000 residents. The west side and the Cathedral Area hold homes from the 1890s through the 1920s, many built of local limestone or brick with plaster walls and original woodwork. The east side and the neighborhoods off Jefferson Street and Larkin Avenue filled in with frame and brick homes from the 1940s through the 1970s. West of I-55, subdivisions from the 1990s onward continue into Shorewood and Plainfield. Michaelson & Messinger serves all of Joliet, plus Crest Hill and Lockport to the north, as licensed Illinois public adjusters and restoration contractors.
Our office is in Hinsdale, about thirty minutes up I-55. We have handled claims in Joliet and Crest Hill for years, and we can be at your property quickly to secure it and begin documenting the loss.
Fire Claims in Joliet
The Joliet Fire Department operates from stations across the city and responds fast. Even so, fires in Joliet homes do heavy damage. In the older west side homes, balloon framing lets fire move inside the walls and into the attic before it is seen. In the postwar homes, aging furnaces, water heaters, and electrical panels are common causes. In the newer subdivisions, open plans carry smoke through the whole house. Insurance carriers often estimate these losses too low. We open walls, document hidden damage, and inventory every room so the estimate reflects the real repair.
Water and Sewer Damage
Joliet basements flood when sump pumps fail, when old clay sewer lines back up, and when supply lines freeze in unheated spaces. Sewer and drain backup is a separate endorsement on most Illinois policies, and its limit is often small. We read the policy first, document the water source, and build the claim around the coverage you actually have.
Storm, Wind, and Hail
Will County takes hard weather. We handle roof, siding, fence, and garage claims from hail and straight line winds, and we present matching claims when the carrier wants to patch a roof or siding that can no longer be matched.
Commercial and Rental Property
Joliet has a large stock of rental two flats and small apartment buildings, plus restaurants, retail, and industrial buildings along Route 30, Route 52, and the I-80 corridor. We handle landlord policies, lost rent claims, business personal property, and business interruption, and we sort out which policy covers what when a landlord and a tenant are both insured.
How We Work
Call us and we come to the property. We secure it if needed, photograph everything, and inventory the structure and contents. We prepare a full estimate using the same software the carriers use. We meet the insurance adjuster on site, walk the loss, and negotiate. You receive updates, not phone calls from the carrier.
Restoration and Rebuild
Our crews handle demolition, drying, structure, roofing, masonry, electrical, plumbing, plaster and drywall, flooring, kitchens, baths, and paint. Permits go through the City of Joliet Building Division, the City of Crest Hill, or the City of Lockport, and we manage that process. Our work carries a written warranty.
Serving Joliet and Northern Will County
We serve every part of Joliet, plus Crest Hill, Lockport, Shorewood, Rockdale, Romeoville, and Plainfield.
Call Before You Settle
Reach us at 630.654.2600 any time. The first visit is free, and we will give you a plain answer on whether a public adjuster can help. Michaelson & Messinger holds an A+ rating with the Better Business Bureau and a 4.9 star Google rating.
What Our Clients Are Saying
There was a a fire at my property in December 2022. M&M promptly stepped in to make my restoration smooth and simple. Shannon was my adjuster and Dan was my contractor. My insurance company classified the damage as a total loss, so there was a significant amount of work that needed to be done. Dan and Shannon took care of absolutely everything, and promptly addressed all of my questions and concerns along the way. I hope never to experience such a tragedy again, but if I do, I will absolutely be working with M&M again.
After a nightmare handling a water insurance claim from a busted water line, I was fortunate to learn about Michaelson & Messigner Insurance Specialist from a coworker. Jeff was assigned to me as my adjuster, and he was absolutely great to work with. His knowledge of the insurance claim process is unmatched, and he helped me navigate it, making the process less overwhelming. I highly recommend working with Michaelson & Messigner if you’re dealing with an insurance claim, especially a commercial one. I am very grateful to have worked with Jeff and his company for everything they did for me.
M&M is a good company you can trust and rely on, after our fire damage they worked very hard to put us back in our home which is restored, reconstructed, and reincarnated. Thank you M&M! Bobby Williamson and Kimberly Bailey & Family, Chicago. P.S. They even come back out to your home to repair any damages, leaks, or imperfections, many months after the original project is complete. It has been four years since M&M have put our home back together after all the fire damages, and if something goes wrong you can depend on them to help repair the problem. […]
Dan and Ceasar were great to work with. They went over and above to make sure we were happy, and their work is outstanding. Corners are perfect on the moldings, everything is painted perfectly, and all the structural things are better than specs call for. I highly recommend them.
I was referred to Michaelson & Messinger Insurance Specialist by a friend. I setup an appointment, Dan came out & the rest is history. I am very pleased with their work & would highly recommend Michaelson & Messinger Insurance Specialist.
On behalf of keela& Robert Martin I would like to express warm thoughts and appreciation of this establishment. The horrifying experience my family went through the company truly helped and treated us as if we were family. The after hour calls the every step of the way shows dedication with being true to the business. Claudia was extremely helpful with showing concerns through this experience she made the Martin family feel safe and comfortable throughout the process again I highly recommend this company!
A fire can be one of the most devastating events in your life. M&M did an outstanding job repairing my home. All 3 floors were burned! Dan and Matthew took time to listen to me. They went the extra mile to make sure my home was restored and that I was satisfied. “I’m so glad I chose M&M to repair my home.”
I was very pleased with the professionalism and the skill in which they handled my claim. I would highly recommend them to anyone that needs a public adjuster to represent them.
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