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Joliet Insurance Specialists


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Adjusting, Restoration, Remodeling in Joliet, IL



Public Adjusters and Fire Restoration in Joliet, Crest Hill, and Lockport, IL

Joliet is the Will County seat and one of the largest cities in Illinois, with about 150,000 residents. The west side and the Cathedral Area hold homes from the 1890s through the 1920s, many built of local limestone or brick with plaster walls and original woodwork. The east side and the neighborhoods off Jefferson Street and Larkin Avenue filled in with frame and brick homes from the 1940s through the 1970s. West of I-55, subdivisions from the 1990s onward continue into Shorewood and Plainfield. Michaelson & Messinger serves all of Joliet, plus Crest Hill and Lockport to the north, as licensed Illinois public adjusters and restoration contractors.

Our office is in Hinsdale, about thirty minutes up I-55. We have handled claims in Joliet and Crest Hill for years, and we can be at your property quickly to secure it and begin documenting the loss.

Fire Claims in Joliet

The Joliet Fire Department operates from stations across the city and responds fast. Even so, fires in Joliet homes do heavy damage. In the older west side homes, balloon framing lets fire move inside the walls and into the attic before it is seen. In the postwar homes, aging furnaces, water heaters, and electrical panels are common causes. In the newer subdivisions, open plans carry smoke through the whole house. Insurance carriers often estimate these losses too low. We open walls, document hidden damage, and inventory every room so the estimate reflects the real repair.

Water and Sewer Damage

Joliet basements flood when sump pumps fail, when old clay sewer lines back up, and when supply lines freeze in unheated spaces. Sewer and drain backup is a separate endorsement on most Illinois policies, and its limit is often small. We read the policy first, document the water source, and build the claim around the coverage you actually have.

Storm, Wind, and Hail

Will County takes hard weather. We handle roof, siding, fence, and garage claims from hail and straight line winds, and we present matching claims when the carrier wants to patch a roof or siding that can no longer be matched.

Commercial and Rental Property

Joliet has a large stock of rental two flats and small apartment buildings, plus restaurants, retail, and industrial buildings along Route 30, Route 52, and the I-80 corridor. We handle landlord policies, lost rent claims, business personal property, and business interruption, and we sort out which policy covers what when a landlord and a tenant are both insured.

How We Work

Call us and we come to the property. We secure it if needed, photograph everything, and inventory the structure and contents. We prepare a full estimate using the same software the carriers use. We meet the insurance adjuster on site, walk the loss, and negotiate. You receive updates, not phone calls from the carrier.

Restoration and Rebuild

Our crews handle demolition, drying, structure, roofing, masonry, electrical, plumbing, plaster and drywall, flooring, kitchens, baths, and paint. Permits go through the City of Joliet Building Division, the City of Crest Hill, or the City of Lockport, and we manage that process. Our work carries a written warranty.

Serving Joliet and Northern Will County

We serve every part of Joliet, plus Crest Hill, Lockport, Shorewood, Rockdale, Romeoville, and Plainfield.

Call Before You Settle

Reach us at 630.654.2600 any time. The first visit is free, and we will give you a plain answer on whether a public adjuster can help. Michaelson & Messinger holds an A+ rating with the Better Business Bureau and a 4.9 star Google rating.



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